“Happiness seems to require a modicum of external prosperity.” Aristotle
Have you ever considered where you will be in five years?
When did you last take a good hard look at your finances?
Chances are that you are too busy earning a living to make your money work hard for you.
Regardless of who you are, what you do, or how much you earn, long term security and peace of mind for you and your family depends on the quality of advice you receive and the plans you implement today, just as your present position is the result of decisions you took five to ten years ago.
Financial Planning is important because some of life's most important decisions relate to money. To make the right choice you need to plan ahead.
“We arrive at each stage of life quite as novices.” La Rouchefoucauld
As you pass through the various stages of life, your responsibilities, needs and aspirations change, sometimes at a bewildering pace. Remaining constant however is the likelihood that you will have financial commitments throughout your life.
How to Plan and Create Your Desired Lifestyle
Good financial planning simply guarantees a lifetime’s income so that money is available when you need it. The event that triggers the need could be planned or unplanned.
With lifestyle planning we conduct an audit to correctly establish your present position. We then help you clarify your short, medium and long –term goals, whether that is to
- retire early
- achieve capital growth and / or an increasing income
- pass your estate to your beneficiaries without inheritance tax.
Once we have drafted a strategy you are happy with we implement that plan. Lastly we review it at agreed intervals with you to take into account your changing circumstances and aspirations.
Fail to plan and you plan to fail
Financial planning is vital, not just to protect the things that are dear to you but
- to provide the good things in life
- to act as a continuous process which prioritises your goals
- to help you achieve them by maximising your resources to provide the optimum vehicle to your destination.
- You might need your plans updated to reflect your changing circumstances or even if you think your finances are in order a second opinion won’t hurt. We will either confirm the validity of your present arrangements or outline the shortfalls and suggest improvements.
Financial success is not a mystery. As in any discipline, effective planning is essential. A happy and successful future is not something to leave to chance.
To enhance your prospects for the years ahead the earlier you start thinking about your future the brighter it’s likely to be and the more probable your financial ambitions will become a reality for you and your family.
At Anstey Financial Planning we make planning for the future an integral part of your life, not a mere afterthought or a necessary evil. After all there is so much to do in life and so much to enjoy.
The last thing you want to worry about is investment, pensions, education expenses, mortgages, life assurance and inheritance tax.
Once you have formulated and implemented your plan you can get on with life. Financial security, freedom and independence provide peace of mind that comes from the certain knowledge that your affairs are in order and you will soon be enjoying the benefits of all your hard work.